Connecting Cooperatives Using the Most Complete Digital Platform
KWENTONG DIGICOOP: "SHORTCUT"
Barangka Credit Cooperative
OUR MISSION
To unite and serve member cooperatives using technology by enabling individual members build their own wealth, participate in a lively ecosystem and pass on the coop legacy to the next tech-adept generation.
Hello Cooperative Branches,
Get your own QRPh now!
Accept payments from your members fast and easy from all participating banks, e-wallets, and other finance companies.
We shall give you FREE access to our digiCOOP portal to accept payments and remittance.
OUR ECOSYSTEM PRODUCTS
DigiCOOP Mobile Banking App
Our DigiCOOP e-Wallet is now a Mobile Banking App! Paired with our cloud-based Core Banking Solution (DxBank.ph), your members will enjoy an all in one e-wallet services and access their own savings and loans products from your cooperative.
COOPNET's Cash Teller Machine
Enjoy cash-in and cash-out facilities with the Philippine’s first open QR-based teller machine! Members will enjoy lower fees while cooperatives receive higher rebates on transactions. Visit coopnet.online to know more.
VENTAMO Point-Of-Sale APP
Avail of our cloud-based POS (Point Of Sale) with your existing smart phone and to run your stores seamlessly! Our BIR accredited system comes with auto-replenishment facility with our trusted merchant of choice.
DigiCOOP Marketplace
We are relaunching a bigger and better marketplace for both cooperatives and members! Launch your products of any category on our DigiCOOP Store. This platform allows merchants to manage their products, be it food, materials, clothes, agri products or even milk tea! You can sell any type of commercial product and get paid instantly!
Plus, cooperatives can onboard tatay, tito or tita as riders using our built-in DELIVERY APP!
DigiCOOP Delivery
Avail of our Delivery App and onboard your members as riders to facilitate “Bagay Padala”! Just ask your member drivers to download the app and we will approve their access. Build more entrepreneurs from your cooperatives and serve our fellow cooperators.
COOPNET Remittance System
We are connecting hundreds of cooperative branches one region at a time. Avail our FREE Remittance System and equip your branch to send and remit money from both domestic and international partners.
DIMES or Digital Membership Enrollment System
Get your FREE microsite that you can attach to your website, Facebook page, or blast to your Viber and Messenger contacts to allow them become a member of your cooperative, anytime, anywhere! Complete with eKYC, e-Seminar, e-Payment, e-Certificate, you can make onboarding of new members fast and easy. Automated account opening with your existing core banking system is also an option.
OTHER DIGITAL TOOLS AVAILABLE
eKYC Integration
Streamlines member verification with AI-powered authentication, ensuring fast, secure, and fraud-free onboarding. Simplify registration, enhance security, and comply with regulations—all in minutes.
Loan Disbursement Options
Via QRPh Card - Members can conveniently access loan disbursements using QRPh-enabled cards for seamless and secure transactions.
Via Cash Teller Machines - Members can withdraw loan funds anytime through self-service Cash Teller Machines for hassle-free access.
Via POS Devices - Cooperatives can process loan disbursements instantly using Point-of-Sale systems for efficient transactions.
Via Mobile eWallet - Loan funds can be received and managed through the digiCOOP mobile banking app for easy and secure access.
Loan AI
Technology
AI-powered loan technology accelerates approvals by automating assessments and reducing manual processing. This ensures faster, more accurate, and hassle-free loan applications for cooperative members.
Smarter, Faster Loan Processing Get approved in minutes with LoanAI, the AI-powered system that automates loan approvals and reduces wait times—so you can access funds instantly.
Transition every Filipino to digital payment system even without a smart phone device. Disburse loan proceeds or even payroll using our QRPh cards. Transfer load balance from other e-wallets to this card by just an easy scan.
Key Features:
✅ Chat-based loan applications – No app download needed, apply via chat.
✅ Messenger-powered onboarding – Start your loan process directly in Messenger.
✅ Selfie eKYC for verification – Quick and secure identity verification.
✅ Automated approvals – AI instantly reviews and processes applications.
How It Works:
1️⃣ Apply via chat
2️⃣ AI collects and analyzes data
3️⃣ Verify identity with a selfie
4️⃣ Submit documents digitally
5️⃣ Get approved and receive funds
💡 Skip the long waits—LoanAI makes lending seamless and instant!
WHY JOIN digiCOOP?
Grow and increase patronage by serving members better.
Show that what investor-owned firms can do, cooperatives can do better!
Attract the tech savvy generation to the coop movement and cement our legacy.
Earn more, create more opportunities, and keep the money within the coop sector.
Digital inclusion for any age
We have built a very friendly interface so that even our senior cooperative members will be able to share the digital experience.
Bring your cooperatives closer to them. Avail of our many different but integrated systems today.
VALUE-ADDED FEATURES
Cooperative Management System
Cooperatives will now have access to digiCOOP's all-in-one web and mobile digital cooperative app with an online dashboard to easily manage their business processes, members, events and transactions.
E-learning
Giving training, seminars and conferences are now possible digitally through digiCOOP! No pandemic can stop cooperatives members from learning through their quarterly conferences, seminars and training.
E-Voting
Voting for your cooperative leaders can now be done anywhere and anytime.Through our online voting facility, cooperative election is now more systematized, fast and secure. You get results in a flash!
Accounting/HRIS
Say goodbye to manual reports and sheets, thanks to the Accounting and HRIS feature of digiCOOP. With this feature, you can now systemize the Accounting and HR Department of your cooperative.
LATEST NEWS
Cabadbaran City, Agusan del Norte – DigiCOOP and Candelaria Multipurpose Cooperative (MPC) proudly launched the first ever Cash Teller Machine (CTM) in …
Ortigas, Pasig City – Traxion, a leading fintech innovator, has partnered with United Aurora Lending Corporation (UALC), a lending and insurance company, …
Financial technology (fintech) firms Traxion Pay and Coins.ph have partnered up to “simplify” remittance transactions for Filipinos abroad. The two firms recently …
DigiCOOP was one of the major sponsors of the 5th Caraga Regional Cooperatives Congress held at at E&G Hotel and Convention Center …
DigiCOOP joined the #COOPMonth celebration of Davao City Cooperative Development Council and City Cooperative Development Office (CCDO)’s 3rd Trade Fair and Event at the Activity …
DIGITAL platform DigiCOOP Technology Service Cooperative (digiCOOP) has partnered with Singapore-based tech startup ADVANCE.AI to provide financial services for about 1.3 million …
Online service provider for cooperatives digiCOOP is advocating for digital transformation to ensure the relevance of these organizations, representing 10.7 million Filipino …
digiCOOP launched the country’s first QR code-enabled teller machine, COOPNET, to connect cooperatives and rural banks with the traditional bank network. digiCOOP …
With the ASEAN digital economy poised to reach a value of $1trillion by 2030, Digital Pilipinas showcases the Philippines as a ‘soft haven’ for …
Philippines – Aiming to accelerate tech transformation and provide web and mobile banking capability to its members, DigiCOOP Technology Service Cooperative (DTSC) has …
CEBU, Philippines — Information and insights company TransUnion announced its move to boost credit access to farmers, government employees, teachers, as well …
Digital transactions have been the most recent advancement in the Philippines as there are challenges that the world is currently facing – …
WE ARE FOR REAL COOPERATION
Launched during the pandemic, we have equipped thousands of cooperative leaders serve their members better through technology. We believe that by synergizing with other cooperatives, federations and institutions offering similar technologies, we can do more. Together, we can create wealth and financial freedom for the whole cooperative sector.
About Traxion Technology Services Cooperative, TTSC
An all-Filipino collaboration to enable the cooperative sector leapfrog the challenges of digital transformation. The digiCOOP is developed and supported by Traxion Technology Service Cooperative.
"By the Filipinos, for the Filipinos, with the Filipinos"
Our Certifications & Accreditations
